Pricing

Choose the plan that's right for you

Introductory Pricing

SMART

Free

always free

Cash Flow Projections90 days
Bank Account ConnectionsManual entry only
Cash Smart Score✗
Mood Tracking✓
Financial Goals✗
Scenario Planning✗
AI Chatbot✗
Email Notifications✗
Priority Support✗

No official email support available

SMARTER

$7.77/ month

billed monthly

Cash Flow Projections12 months
Bank Account ConnectionsUp to 5
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✗

Ideal for serious financial planning and analysis

SMARTEST

$12.77/ month

billed monthly

Cash Flow Projections120 months
Bank Account ConnectionsUnlimited
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✓

Complete financial wellness suite for power users

Popular

BUSINESS

$27.77/ month

billed monthly

Everything in SMARTEST✓
Custom Chart of Accounts✓
CSV Category Upload✓
Business & Personal Combined✓
Unlimited Custom Categories✓
Advanced Reporting✓
Priority Support✓

Perfect for business owners managing business and personal finances

Lifetime Access 🎉

One-time payment for permanent access to premium features

Note: Support included for the first 90 days (email response within 72 hrs). Support plan available for .

SMARTER LIFETIME

$299one-time

lifetime access

Cash Flow Projections12 months
Bank Account ConnectionsUp to 5
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✗

Save $94 vs. 12 months of Smarter plan

SMARTEST LIFETIME

$349one-time

lifetime access

Cash Flow Projections120 months
Bank Account ConnectionsUnlimited
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✓

Save $104 vs. 12 months of Smartest plan

🌿 Smart Cash Sheet 30-Day Money-Back Promise

We believe you'll love using Smart Cash Sheet (SCS) — but if for any reason you're not completely satisfied, we've got you covered.

Try SCS risk-free for 30 days. If it's not a perfect fit, simply email cashintel51@gmail.com within 30 days of your first subscription, and we'll issue a full refund—no questions asked.

✅Applies to first-time "Smarter", "Smartest" and "Business" plans
✅No hidden fees or cancellation penalties
✅Refunds processed within 7–10 business days

This 30-day guarantee reflects our confidence in the value Smart Cash Sheet delivers — helping you gain clarity, control, and calm around your money.