Launching December 12th, 2025
SeeYourFutureCashFlowAndTheEmotionsBehindIt
See how money moves over time so you can make calmer, more confident decisions.
Built for families, professionals, and small businesses who want clarity — not complexity.
Pricing
Choose the plan that's right for you
Introductory Pricing
SMART
Free
always free
No official email support available
SMARTER
$7.77/ month
billed monthly
Ideal for serious financial planning and analysis
SMARTEST
$12.77/ month
billed monthly
Complete financial wellness suite for power users
BUSINESS
$27.77/ month
billed monthly
Perfect for business owners managing business and personal finances
Lifetime Access 🎉
One-time payment for permanent access to premium features
Note: Support included for the first 90 days (email response within 72 hrs). Support plan available for .
SMARTER LIFETIME
$299one-time
lifetime access
Save $94 vs. 12 months of Smarter plan
SMARTEST LIFETIME
$349one-time
lifetime access
Save $104 vs. 12 months of Smartest plan
🌿 Smart Cash Sheet 30-Day Money-Back Promise
We believe you'll love using Smart Cash Sheet (SCS) — but if for any reason you're not completely satisfied, we've got you covered.
Try SCS risk-free for 30 days. If it's not a perfect fit, simply email cashintel51@gmail.com within 30 days of your first subscription, and we'll issue a full refund—no questions asked.
This 30-day guarantee reflects our confidence in the value Smart Cash Sheet delivers — helping you gain clarity, control, and calm around your money.
Why Smart Cash Sheet™?
Powerful features for your financial wellness
Smart Cash Sheet™ combines cash-flow forecasting, emotional spending insights, and AI coaching into one financial clarity platform.
How We Compare
How Smart Cash Sheet compares to other apps
Smart Cash Sheet™ is a cash-flow forecasting alternative to budgeting apps like YNAB, Copilot Money, and Monarch — designed for long-term clarity, not just monthly tracking.
Smart Cash Sheet™ Business Edition
Built for small businesses and nonprofits that need real cash-flow visibility — project your finances up to 10 years ahead.
Long-Range Forecasting
Plan ahead with 10-year cash flow projections
A/R & A/P Planning
Perfect for service businesses with delayed payments
Nonprofit Ready
Track grants, donations, and irregular funding cycles
Limited-Time Introductory Pricing
Perfect for:
- Service-based businesses with A/R cycles
- Nonprofits managing grants & donations
- Bookkeepers & financial professionals
- Entrepreneurs planning expansion
Early adopters lock in this rate plus all upcoming business features
Founders Rewards Program
Earn $3 off your next monthly bill for every unique, verifiable bug you discover in Smart Cash Sheet™.
How It Works
Use the app normally.
If you spot a bug, email smartsupport@smartcashsheet.com with a screenshot or short screen recording attached.
If the bug is new and verified by our team, you earn a $3 credit on your next billing cycle.
Program Details
Reward
$3 off your next monthly bill.
Proof Needed
Screenshot or screen recording emailed to smartsupport@smartcashsheet.com.
One Credit Per Bug
One credit per unique verified bug. Duplicate bugs do not earn credits.
Limited Time Only
Offer ends after early-access improvements are complete.
Why We're Offering This
Your feedback strengthens Smart Cash Sheet™ and helps us deliver the smoothest financial-wellness experience possible.
Simple. Helpful. Rewarding.
Spot a bug → Get rewarded. It's that simple.
FAQ
Frequently asked questions
Still have questions? Email us at smartsupport@smartcashsheet.com
Looking for detailed guides on how to use Smart Cash Sheet™?
📚 View Our Complete Knowledge BaseRequest a Financial Needs Analysis
Ready for a deeper look at your finances?
Request a complimentary Financial Needs Analysis (FNA) with one of our trusted partners of licensed professionals. Discover opportunities to protect your income, grow your savings, and achieve peace of mind.
Smart Cash Sheet™ (SCS) is a financial wellness and budgeting platform owned by Cashintel, LLC. SCS provides educational and budgeting tools only and does not sell, solicit, or recommend specific investment or insurance products.
The "Request a Financial Needs Analysis" feature connects users with our trusted partners of licensed professionals who are authorized to offer insurance and financial services through their respective affiliations.
Any discussions or recommendations resulting from the Financial Needs Analysis are the sole responsibility of the licensed professional conducting the analysis. Cashintel, LLC may receive a referral, marketing fee, or commission override for introductions that result in product placement or partner enrollment, in accordance with applicable state laws and industry regulations.
Blog
Financial Wisdom Meets Ancient Philosophy
Smart Cash Sheet™ Business — Built for Small Businesses & Nonprofits That Need Real Cash-Flow Visibility
Discover how Smart Cash Sheet™ Business provides long-range cash-flow forecasting, planning tools, and emotional tracking for small businesses, nonprofits, and financial professionals.
Smart Cash Sheet™ as an Alternative to YNAB, Monarch, and Copilot
Compare Smart Cash Sheet™ with YNAB, Monarch, and Copilot. Explore emotional clarity, cash‑flow timing, long‑term forecasting, and low‑stress budgeting.
Long-Term Effect in the U.S. Economy of Teaching the Smart Cash Sheet in Schools
A four-part thought leadership series exploring how emotional-financial literacy education could transform America's economic future—from household stability to national debt reduction.
Ready to Transform Your Financial Life?
Join the Smart Cash Sheet™ movement — where financial clarity replaces stress and money finally makes sense.
Smart Marketplace is projected to launch in 2026.
Register your business today for free.