Smart Cash Sheet™
“Feel Better About Your Money”
Launching December 15th, 2025
YourFinancial&WellnessCommandCenter
The first app that lets you track your money and your emotions
Join in the movement to bring financial clarity and emotional peace to families and small businesses.
Smart Marketplace is projected to launch in 2026.
Register your business today for free.
Why Subscribe to the Smart Cash Sheet?
To become part of the financial awakening
"SCS is more than an app — it's a new way to feel better about your money, build healthier habits, and create lasting financial peace."
Mari Cox
Smart Cash Sheet Inventor
Shape the Future
Help us build the world's first finance + emotions app.
Get Early Access
Use powerful tools before public release.
Create Real Impact
Prevent homelessness & save marriages over money stress.
Unlock Perks
Explore sponsorship and early-bird benefits.
Join the Movement
Be part of a mission to change lives.
Lifetime Access
Get free unlimited access to our top tier Smartest subscription forever.
Why Smart Cash Sheet™?
Powerful features for your financial wellness
How We Compare
How Smart Cash Sheet compares to other apps
Smart Cash Sheet isn't just another budgeting app. We focus on your financial wellness, not just your budget. See how we stack up against the competition.
Smart Cash Sheet vs YNAB
Understand the differences between emotional-aware budgeting, cash-flow timing, forecasting, and long-term visibility for families and professionals.
Smart Cash Sheet vs Copilot
Explore differences in emotional spending insight, cash-flow timing, long-term clarity, simplicity, and financial wellness.
Smart Cash Sheet vs Monarch Money
Understand the differences between emotional-aware budgeting, cash-flow timing, forecasting, simplicity, and long-term clarity for professionals.
Pricing
Choose the plan that's right for you
Introductory Pricing
SMART
Free
always free
No official email support available
SMARTER
$7.77/ month
billed monthly
Ideal for serious financial planning and analysis
SMARTEST
$12.77/ month
billed monthly
Complete financial wellness suite for power users
BUSINESS
$27.77/ month
billed monthly
Perfect for business owners managing business and personal finances
Lifetime Access 🎉
One-time payment for permanent access to premium features
Note: Support included for the first 90 days (email response within 72 hrs). Support plan available for .
SMARTER LIFETIME
$299one-time
lifetime access
Save $94 vs. 12 months of Smarter plan
SMARTEST LIFETIME
$349one-time
lifetime access
Save $104 vs. 12 months of Smartest plan
🌿 Smart Cash Sheet 30-Day Money-Back Promise
We believe you'll love using Smart Cash Sheet (SCS) — but if for any reason you're not completely satisfied, we've got you covered.
Try SCS risk-free for 30 days. If it's not a perfect fit, simply email cashintel51@gmail.com within 30 days of your first subscription, and we'll issue a full refund—no questions asked.
This 30-day guarantee reflects our confidence in the value Smart Cash Sheet delivers — helping you gain clarity, control, and calm around your money.
Request a Financial Needs Analysis
Ready for a deeper look at your finances?
Request a complimentary Financial Needs Analysis (FNA) with one of our trusted partners of licensed professionals. Discover opportunities to protect your income, grow your savings, and achieve peace of mind.
Smart Cash Sheet™ (SCS) is a financial wellness and budgeting platform owned by Cashintel, LLC. SCS provides educational and budgeting tools only and does not sell, solicit, or recommend specific investment or insurance products.
The "Request a Financial Needs Analysis" feature connects users with our trusted partners of licensed professionals who are authorized to offer insurance and financial services through their respective affiliations.
Any discussions or recommendations resulting from the Financial Needs Analysis are the sole responsibility of the licensed professional conducting the analysis. Cashintel, LLC may receive a referral, marketing fee, or commission override for introductions that result in product placement or partner enrollment, in accordance with applicable state laws and industry regulations.
Blog
Financial Wisdom Meets Ancient Philosophy
Smart Cash Sheet™ as an Alternative to YNAB, Monarch, and Copilot
Compare Smart Cash Sheet™ with YNAB, Monarch, and Copilot. Explore emotional clarity, cash‑flow timing, long‑term forecasting, and low‑stress budgeting.
Long-Term Effect in the U.S. Economy of Teaching the Smart Cash Sheet in Schools
A four-part thought leadership series exploring how emotional-financial literacy education could transform America's economic future—from household stability to national debt reduction.
Money Like a Stoic: Why I Wrote This (and Why It Might Free You)
Money has always fascinated me — not because of what it can buy, but because of how it can break or build people. As an accountant and financial educator, I've spent years sitting across from families, entrepreneurs, and professionals who all share one unspoken truth: They're not just trying to manage money — they're trying to make peace with it.
Ready to Transform Your Financial Life?
Join the movement to bring financial clarity and emotional peace.
Smart Marketplace is projected to launch in 2026.
Register your business today for free.